How to Transfer a Vehicle Title in Pennsylvania: Step-by-Step Guide

Buying or selling a vehicle in Pennsylvania? One of the most important steps in the process is transferring the vehicle’s title. Whether you're dealing with a private sale, gifting a car to a family member, or handling an inherited vehicle, the title transfer process is crucial for legal ownership.
At Mars Tag & Insurance Agency, we make title transfers simple and stress-free. Here’s a complete step-by-step guide to help you understand exactly what to do.

What Is a Vehicle Title Transfer?

A vehicle title transfer is the legal process of changing the ownership of a vehicle from one person (or entity) to another. Without a completed transfer, the buyer cannot legally drive, insure, or register the vehicle.


Step 1: Gather the Necessary Documents

Before you start the transfer process, make sure you have:

• Current vehicle title
  
• Valid Pennsylvania ID or driver’s license for both buyer and seller.
  
• Proof of insurance (for the buyer).
  
• Odometer reading
  
• Lien release letter (if the title lists a lienholder and the loan is paid off).
  
  

Step 2: Complete the Title Correctly

Both the seller and the buyer must properly fill out the back of the title:

• Seller:
  
  • Print and sign their name exactly as it appears on the title.
    
  • Fill in the odometer reading.
    
  • Include the sale price and date of sale.
    
    
• Buyer:
  
  • Print and sign their name.
    
  • Confirm vehicle details like make, model, VIN, and mileage.
    
    

⚠️ Important: Mistakes on the title (like scratched-out information or wrong signatures) can void the document and cause costly delays.
We can help with filling out the title at our office when both parties are present.


Step 3: Visit a PennDOT Authorized Agent (Like Mars Tag & Insurance!)

In Pennsylvania, you can’t simply mail in the title — you must complete the transfer in person at an authorized PennDOT agent.

At Mars Tag & Insurance Agency, we:

• Verify IDs
  
• Ensure all paperwork is properly completed
  
• Notarize the title (required)
  
• Handle registration if needed
  
• Issue new plates if necessary
  
  

✅ Quick service. ✅ Expert help.


Step 4: Pay the Applicable Fees

When transferring a title, you’ll need to pay:

• Title transfer fee
  
• Sales tax (6% of the purchase price, or 8% if you live in Philadelphia)
  
• Tag and registration fees (if getting new plates)
  
  

If the transfer is between certain family members (parents, children, spouses, siblings), you might qualify for a tax exemption — we’ll help you figure that out!


Step 5: Receive Your New Title and Registration

Once the paperwork is completed and fees are paid:

• You'll receive an auto tag & registration immediately.
  
• Your new title will arrive by mail from PennDOT within a few weeks.

Special Situations: What You Should Know

• Gifting a Vehicle: Still requires a formal title transfer and an affidavit of gift.
  
• Out-of-State Titles: Additional paperwork may be required.
  
• Deceased Owner: You’ll need proper probate documents or a surviving spouse affidavit.
  
  

Need help? Mars Tag & Insurance Agency has experience with all types of transfers — private sales, gifts, estates, you name it.