How Credit Score Affects Your Insurance Rate (and What You Can Do About It)

When you think about what impacts your insurance rates, you probably think of things like your driving record, the type of car you drive, or even your age. But there’s another factor that might surprise you: your credit score.

Yes—just like it affects your ability to get a loan or a good interest rate on a mortgage, your credit score can also influence how much you pay for auto or home insurance. In this blog, we’ll break down why that is, how it works, and—most importantly—what you can do to improve your situation.

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